But you could start by dropping the restrictions on where insurance companies can sell their insurance. That would increase competition to make their product more attractive and affordable to more people.
This right here tells me you know nothing about insurance and how it works.
Please explain to me how opening up new markets will increase competition. How many states do you think Blue Cross is in? These insurance companies already sell in every state they want to.
Now let me explain how it really works.
Networks, it is networks that drop the prices for the insurance company and customer.
I have Aetna Insurance and I must get my care locally in order to be fully covered because the insurance company is paying a discounted price. If I drive two counties away to see a specialist, I will be out of network and will pay out of pocket.
Aetna has made a deal with all of the hospitals in my area to form a network. The hospitals are guaranteed that those of us in this network will use these hospitals that have contracted with Aetna. In return, they get heavily discounted rates. Volume buying if you will.
Now say the regulations are lifted and I can purchase insurance from Wisconsin... Why the hell would I? They will be paying the hospitals in my area full rate which in turn will make my premiums higher than they are. How can they guarantee these same hospitals around me the volume that my network does? They won't be able to get the same discounts as local insurance.
So how exactly does an insurance company 3 states over compete with the local one that has heavily discounted rates from the hospitals I will be going to?
You can open all the state lines you want, it won't drive prices down one red cent. These companies already sell in any state they want and set up local networks to maximize profits/discounts.
) and let the unhealthy lard asses with diabetes die if they can't get insurance. 
