Some douchebag hit my car!!

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AUDRAA

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So the other night my husband took my car to work, he rarely does this but it gets better gas mileage so I said yeah go ahead well guess what happened!? Some douchebag hit him. Heres the messed up part The guy didnt have insurance and I really dont know if he even had a valid license so now Im stuck paying the 500.00 deductible to get my car fixed that wasnt even my fault!! Im so pissed right now I could spit! :mad
 
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AUDRAA

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no insurance isnt required here that I know of yet. Its driver side rear door damage, and its not horrible but its pretty smashed.
 

AUDRAA

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yeah could have been worse I guess it still makes me mad. I have insurance always have and then something like this happens and Im stuck holding the bill.
 

cam elle toe

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That sucks.....If that happened here, and its not my fault.....my insurance company chases up the other party to pay the excess.....whether they are insured or not.

Its the "no fault" clause.
 

Tuffdisc

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I hate it when people drive without insurance, they are the main bunch of people who are driving up the costs of car insurance....oooops, sorry about the pun, wasn't intended
 

Maulds

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I can't believe someone hit your car with a douchebag and it did that much damage, amazing. Must have been some heavy duty stuff.
 

Boomerang

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Oh that is awful. Poor car. :( That is a whole lot of money to spend too on something you didn't even do.
 

Tim

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wouldn't the cop know if his license was valid or not? Take the police report and sue him.
 

superzero

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Threaten with legal action. It's amazing what people do to avoid a legal battle. But of course you have to be willing to back up the threat with real legal action if it comes to it.
 

Alien Allen

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take em to small claims court.

If there was a police report it would be a slam dunk.

Now getting the money might be another story but it is something you can do on your own and get the costs reimbursed. You obviously would have to tell the idiot that you will do this if they don't pony up with the money first.
 
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