Unfortunately I didn't have a choice as to when I lost my virginity, as that was forced on me.
The first time that I actually chose to have sex was when I was 16 and I was very much in love or so I thought.
Sex took the focus off of so many more important things in my life that I needed to be learning and developing within myself. Many times I was not focused on the things that mattered most because I was too busy partying and being concerned with how I looked and sexin' it up so to speak. My life was not squared away, nor was I focused on my goals. I was not mentally mature even though I thought I was. I did not develop FULL relationships with the person I chose to sleep with even though at the time I thought I had. Throwing sex in the mix made me feel like I was grown up and had an adult relationship, when what we had was far from it. Throwing sex in the mix when I was not mentally mature, not focused on my goals, not totally sure of who I was - didn't work for me. It just prolonged the growing that I needed to do in life.
If I had to do it all over again, I would have waited until I was married as God intended it. Too many times it is in hindsight that I see He was right as always and I just kick myself. But He makes everything work out for good whether I understand it or not. So things happened as they happened and I am where I am and am just fine with it.