Generally speaking you can purchase insurance, in two ways:
Insurance Agents or Brokers: You can buy from licensed individuals who sell policies on behalf of companies. However, you need to be aware of fake agents who may abscond with your premiums, making your policy invalid.
Direct Purchase from Insurance Companies: You can just to the insurance company office and buy a policy. This reduces risks of fraud and sometimes also offer lower costs.
Insurance Agents or Brokers: You can buy from licensed individuals who sell policies on behalf of companies. However, you need to be aware of fake agents who may abscond with your premiums, making your policy invalid.
Direct Purchase from Insurance Companies: You can just to the insurance company office and buy a policy. This reduces risks of fraud and sometimes also offer lower costs.