Debit card or Credit card?

[Heatman]

What kind bank card are you currently making use of? Is it a debit card or a credit card? Why would you choose each one that you're making use of or are you making use of both cards?

Personally, I don't have any problems with using either of them but I'm more comfortable with using debit card over credit card.

 

[AUFred]

I like the rewards system with credit card.

 

[Ravenfreak]

I currently only have a debit card, but I've been thinking of getting a credit card too. I'll just use the credit card for gas and food though, whereas I'll use my debit card for everything else.

 

[Kurbir]

I make extensive use of both the debit and credit cards that I have. I tend to use my credit card mainly for online purchases or purchases that I wish to delay into the future, meanwhile I use the debit card for anything more immediate like food and bills.

 

[cpvr]

I prefer using a debit card, but I recently got a secured credit card. I haven’t used it that much though.

 

[Cory90]

I've never used a credit card and always used a debit card. I'd be afraid of putting myself into debt if I used a credit card and had a bad credit score.

 

[Fidelia]

I have never even used a credit card. I am used to having a debit card, right from the first day I had a bank account. A credit card is not common in my country and only very few institutions issue it.

 

[Nomad]

I like to use Credit card because I can use bank's money for free for 45 days and in the mean time I can profit by utilizing my own money by investing in something.

 

[lens]

I use both debit card and credit card as my payment methods. I make use of my debit card to buy consumption items and transportation services. My credit card for for traveling and some some secondary needs.

 

[freelancermaria]

I have used a credit card in the past, but I became quite obsessed with shopping, so I decided to stop using credit cards. Now, I only use a debit card and have limited my shopping.

 

[eldavis]

Over here we do not have access to a credit card, so we have to rely on just debit cards for anything we do or simply apply for loans.

 

[monaco66]

Generally I like the debit card more than the credit card, but unfortunately there are places where you can only pay with the credit card.

 

[theearner]

I am loving the credit card because it is having a reward system .

 

[Shortie]

I have a debit card and refuse to have a credit card even though I know that can help to increase my credit score. I find it better at least for me to have a card in which I can only spend the money I have available rather than spending a huge amount and having to pay it back eventually.