Loans?

[alleycat]

Does anyone know who would give someone with crap credit a loan for around 10k? I need to pay off my credit card and I need a loan so I can settle out with them. Thanks.

 

[Sneakiecat]

My parents are morgage brokers and I'm sure they would have some ideas, if you would like me to ask them when they got home.

 

[BaggedSplash]

u want a loan on a loan you cant currently pay for???

 

[Ms_Kitty]

Citifinancial, Household Finance aka Beneficial, American General, Wells Fargo (all of these have websites)

 

[Ms_Kitty]

Personal loans from CitiFinancial, CitiFinancial offers affordable loans to meet your financial needs. Our Online Personal Loan Application is fast and easy.
HSBC Personal Banking & Services: Credit Cards, Loans, Mortgages and More
https://loans.agfcredit.com/Iaps/Html/AGHome.html
https://www.wellsfargo.com/

 

[TheOriginalJames]

Bad credit? I don't know. I have excellent credit and I just went through my personal bank for a $5500 consolidation loan.

 

[OUZBnd]

i;ve heard beneficial does those sort of things

 

[alleycat]

u want a loan on a loan you cant currently pay for???

yeah its a credit card loan from medical bills I have from 2002. it's about 20% interest, so yeah I want a loan so I can pay the fucker off without paying for the rest of my life. And yes I can currently pay for it but right now I am paying the minimun of $610 a month, and it's only gone down 3k in 3 years... Interest is a mofo!

 

[Kat]

not sure where you live ali...but do you have any sikorsky credit unions near you...if you have an account with them they are generally really lenient on your credit as far as loans go...shit i had horrid credit only 19 years old...and they gave me a 15k loan for a car

 

[TheOriginalJames]

yeah its a credit card loan from medical bills I have from 2002. it's about 20% interest, so yeah I want a loan so I can pay the fucker off without paying for the rest of my life. And yes I can currently pay for it but right now I am paying the minimun of $610 a month, and it's only gone down 3k in 3 years... Interest is a mofo!

You might be able to call up that credit card company and get them to lower your interest rate, IF you've made your payments ontime every month since the account was opened in 02.

I did that with my capital one account I've had since 01, I got the interest rate dropped from 22% to 10% with one phone call.

That'll help to reduce your monthly payment IF you can't get the loan.

 

[alleycat]

thanks for the help guys and girls!! I will check it out.