Make Sure Your Free Credit Report Is Actually Free [Personal Finance]

[Neflhiem]

yeah, i have wondered about this a few times..I also had a good comparison between Lifelock and a few competitors which i will try and dig up again.



Make Sure Your Free Credit Report Is Actually Free [Personal Finance]

from Lifehacker by Gina Trapani


You can get a free credit report once a year, but not at FreeCreditReport.com. Despite its catchy jingles, the site will sign you up for a not-free monthly credit monitoring service, the New York Times reports. AnnualCreditReport.com is the site you want for your actually-free report.

 

[SouthOfHeaven]

yes it will.. i fell victim to that once.. taught me to read the fine print..!

 

[gLing]

All you have to do is write to the major credit reporting agencies to get your report. They have to give you one, by law, free of charge once a year. So what I do is request one from a different agency every six months.

 

[AnitaBeer]

https://www.annualcreditreport.com/cra/index.jsp
That site really is free. The only time you'd have to give a cc is if you want to see the actual credit score number.
You can get one report from each agency each year.