Money Management for Beginners

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Urvashi

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Smart money management reduces stress. Budgeting apps or saving plans help. How do you track spending and save effectively? What’s your best tip for financial stability? Share your money management strategies.
 
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AUFred

AUFred

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The key is to stay on course. Pay off debts. Always try to save. Diversify investments.
 
Lolita

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Start by tracking your expenses and creating a simple budget. I began with the 50/30/20 rule, 50% needs, 30% wants, 20% savings. Avoid impulse buys, use cash when possible, and set long term and also short-term financial goals to stay motivated and in control.
 
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